Financial Services / Banking

St. James's Place sustainability score: 33/100

33/100
Below expectations
Joint 33rd of 61 in Financial Services / Banking

Better than 43% of Financial Services / Banking

Making progress starts at 46. The highest score on SINK is 71.

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About St. James's Place

St. James's Place is a UK wealth management and financial advisory firm founded in 1991, headquartered in Cirencester. Operating primarily through a network of self-employed advisers, SJP manages client portfolios and provides investment management services across equities, fixed income, and alternatives.

More about St. James's Place

It is a mid-cap FTSE 250 company.

Founded 1991Head office Cirencester, United KingdomStaff ~4,700Revenue ~£3.8BWebsite ↗

Read St. James's Place's own report ↗

Our verdict

SJP's emissions are rising sharply across Scope 3 (up 603% since 2016), its 2025 net zero operations target has failed, and multi-year trajectory data is corrupted by perimeter re-baselining. Financed emissions disclosure exists but lacks verified reduction pathways. Transparency is solid; environmental controversy is absent.

St. James's Place scores 33/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Nobody can pay to change a score, speed it up or hide it. Last verified August 2026.

That places St. James's Place joint 629th of 1,023 companies scored, and joint 33rd of 61 in Financial Services / Banking.

The ten questions

What is St. James's Place doing well, and where does it fall short?

Strongest on Controversies & Red Flags and Carbon Footprint: Operations (8/10, 6/10). Weakest on Emissions Trajectory and Nature & Biodiversity Impact (2/10, 3/10).

What's missing

Where St. James's Place lost points

For each question that lost points, the evidence our public rubric looks for that we didn't find.

What would raise this score

  • Whether its emissions are fallingShow its emissions are falling.
  • Its effect on natureAssess its effect on nature and publish a basic environmental policy.
  • How it uses materials and handles wasteShow active waste reduction, reuse or repair.

Every question that lost points

  • Emissions from its own operations6/10Its own emissions aren't independently verified or tracked over several years.
  • Emissions from its supply chain5/10Most of its supply-chain (Scope 3) emissions aren't measured.
  • Whether its emissions are falling2/10No evidence its emissions are falling.
  • How clean its energy is4/10Less than half its energy shown to be renewable, or no transition plan.
  • Its effect on nature3/10No assessment of its effect on nature, and no basic environmental policy.
  • How it uses materials and handles waste3/10No active waste reduction, reuse or repair shown.
  • Its effect on water4/10No measured water footprint with reduction targets.
  • Its climate targets4/10Its targets aren't science-based or committed to the Science Based Targets initiative.
  • How openly it reports6/10No annual impact report, or no pay linked to climate targets.

A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.

The calculation

How is St. James's Place's SINK score calculated?

Same ten questions for every company. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the ten questions, each scored 0 to 10.
45 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 45) = 46.5
Scale penalty
Multiplier based on total emissions. Bigger polluters lose more.
× 0.7
Financed emissions
Banks and insurers that don't publish the emissions of the lending, investment or insurance they finance get a size multiplier of no more than 0.70×. This company publishes no such figure, so the 0.70× floor applies.
Not published (0.70× floor)
Final score
Rounded. Below expectations.
33 / 100
Where the evidence comes from

What evidence is St. James's Place's score based on?

11 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.

64% of them were published by St. James's Place itself; the rest come from independent sources.

[1]Self-reported
SJP Responsible Business Report 2025

“Total emissions for 2024 have been restated from 3,035 to 10,771 (location-based) and from 2,126 to 9,861 (market-based)”

2025
Q1Q2Q3Q4Q8Q9
View →
[2]Public record
Money Marketing — SJP Portfolios Carbon Footprint

“The carbon footprint of SJP portfolios is collated by data provider MSCI and used to monitor all underlying holdings.”

Unknown
Q3
View →
[3]Self-reported
SJP Shareholders — ESG Reporting Hub

“embedding environmental, social and governance factors through our investment process, and engagement”

Ongoing
Q5Q6
View →
[4]Self-reported
SJP Asia — Responsible Business Report 2024

“We follow an operational ... Energy consumption includes all energy related to Scope 1 and 2”

2024
Q7
View →
[5]Self-reported
SJP Asia — News Insights Climate Change Engagement

“St. James's Place also amplifies this pressure through membership of the Climate Action 100+ group of investors”

Unknown
Q5
View →
[6]Self-reported
SJP Individuals — Investment Management Approach: Responsible Investing

“We joined the Net Zero Asset Owner Alliance in 2020, making a public commitment to achieve net zero across our investments by 2050”

Ongoing
Q8
View →
[7]Self-reported
SJP Climate Report 2024

“Climate report 2024, was approved by the Board of St. James's Place plc on 25 February 2025”

2024
Q9
View →
[8]Independent source
Sustainalytics — SJP ESG Risk Rating

“ESG Risk Rating of 15.3 from Sustainalytics and was assessed to be at low risk”

2025
Q9
View →
[9]Self-reported
SJP — 2025 CDP Climate Change Questionnaire

“St. James Place 2025 CDP Corporate Questionnaire 2025”

2025
Q9
View →
[10]Public record
TLW Solicitors — FOS Complaints Against St. James's Place Surge

“SJP reviewed its practices in early 2024, set aside £430 million for a redress scheme to compensate clients”

2025
Q10
View →
[11]Public record
LawPlus — FCA Investigation into St. James's Place Adviser Fees

“St. James's Place said it had set aside £426 million for potential client refunds and compensation claims”

UnknownArchived copy from 2025-12-07: the original link no longer opens for us.
Q10
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

For St. James's Place

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    St. James's Place: SINK sustainability score 33.

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St. James's Place in context

How does St. James's Place compare with other financial services / banking companies?

Where St. James's Place sits among financial services / banking peers.

Among the 61 major financial services / banking brands we've scored, St. James's Place is tied =33rd of 61, with 2 others.

=33/61
St. James's Place's rank
36
Industry average
20
Industry low
65
Industry high
See all 61 in Financial Services / Banking →
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