Recently scored: Dentsu, Omnicom, Publicis Groupe, WPP
Citi·Financial Services / Banking·388 Greenwich Street, United States·Founded 1998·Last verified 21 April 2026
32
out of 100
Below expectationsPending Review

Citi presents a stark disconnect: strong operational emissions reporting and renewable energy procurement obscured by massive fossil fuel financing that increased in 2024. As the second-largest fossil fuel financier since Paris with $396B deployed, its net zero commitments ring hollow. Unvalidated science-based targets and financed emissions rising define its real climate impact.

The calculation

Every score shows its working.

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the 10 rubric questions, scored 0–10 each.
43 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 43) = 45.1
Scale penalty
Multiplier based on absolute emissions volume — physics-first.
× 0.7
Final score
Rounded. Below expectations.
32 / 100
The ten questions

Where Citi is strong, and where it isn't.

Strongest on Energy Source and Carbon Footprint — Operations (8/10, 7/10). Weakest on Controversies & Red Flags and Nature & Biodiversity Impact (1/10, 2/10).

Where the evidence comes from

Every document used, listed.

14 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

[1]Self-reported
Citi Global Sustainability Report 2024
2024
Q1
View →
[2]Self-reported
2023 Citi Climate Report Supplement
2023
Q1Q2Q3Q6Q7
View →
[3]Self-reported
2023 Citi Climate Report
2023
Q2Q8
View →
[4]Third-party verified
Banking on Climate Chaos 2025
2025
Q3Q10
View →
[5]Public record
Citi $441B $1T Sustainable Finance 2030 Goal ESG Report
Unknown
Q4
View →
[6]Self-reported
Citi to Power Its Texas Operations with Clean Renewable Energy
2019
Q4
View →
[7]Third-party verified
Indigenous Peoples, Biodiversity and Responsibilities of Financial Institutions
Unknown
Q5
View →
[8]Public record
Citi Sustainable Banking or Greenwashing?
Unknown
Q5
View →
[9]Public record
Citi ESG Dive Report
Unknown
Q6Q7
View →
[10]Self-reported
knowesg.com — citigroup inc
Unknown
Q8
View →
[11]Self-reported
Citi Sustainable Issuance Framework Second Party Opinion 2025
2025
Q9
View →
[12]Third-party verified
Citi Reports Clients' Climate Transition Progress
2024
Q9
View →
[13]Third-party verified
Citigroup Climate Finance Lobbying Assessment
Unknown
Q10
View →
[14]Third-party verified
Scientists Urge Citi to Stop Financing Fossil Fuel Expansion
Unknown
Q10
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

Citi in context

Where Citi sits among financial services / banking peers.

Among the 27 major financial services / banking brands we've scored, Citi sits 21st of 27.

21/27
Citi's rank
40
Industry average
23
Industry low
65
Industry high
How this score has moved

Citi's score over time.

today

Score history begins 4 April 2026.

As Citi's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Citi

Citigroup is a multinational investment bank and financial services corporation headquartered in New York. Operating in 160+ countries, Citi serves institutional, corporate and retail clients through investment banking, trading, wealth management and consumer banking. It is among the world's largest banks by assets and a major source of corporate and project financing globally.

Founded
1998
Headquarters
388 Greenwich Street, United States
Employees
~240,000
Annual revenue
$81.1B (FY2024)
Company website ↗
Track Citi

We'll let you know when the score moves.

Email alerts when a rubric question is verified, a challenge is resolved, or the overall score changes.

THE SUNDAY RUNDOWN

Which companies moved this week, and why.

One email, every Sunday. Score changes, new research, the stories behind the numbers. Free.

No spam. Unsubscribe in one click.

HOW SINK STAYS INDEPENDENT

Readers and institutions support our work. Companies can pay to submit evidence we couldn't find. Neither type of payment changes a score.