Financial Services / Banking

Triodos Bank sustainability score: 65/100

65/100
Leading practice
1st of 61 in Financial Services / Banking

Better than 100% of Financial Services / Banking

Exceptional starts at 75. The highest score on SINK is 71.

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About Triodos Bank

Triodos Bank is a Dutch ethical bank founded in 1976, headquartered in Zeist, with ~1,270 employees. It finances sustainable enterprises and social projects, refusing fossil fuel lending since inception.

More about Triodos Bank

A sector pioneer in impact measurement and transparency, Triodos publishes financed emissions for its entire portfolio and advocates for binding climate policy.

Founded 1976Head office Zeist, NetherlandsStaff ~1,938Revenue ~€650MWebsite ↗

Read Triodos Bank's own report ↗

Our verdict

Triodos leads on financed emissions disclosure (100% PCAF coverage since 2019) and rejected net-zero greenwashing by leaving the NZBA. Its 28% reduction in financed emissions (2020–2024) and upgraded 42% target by 2030 are absolute, not offset-based. Weaknesses: biodiversity baselines only set in 2024, water and waste programmes lack detail, and board compensation remains unlinked to sustainability KPIs.

Triodos Bank scores 65/100 (Leading practice) on SINK's independent climate assessment, scored from public data only. Scores are free. Nobody can pay to change a score, speed it up or hide it. Last verified May 2026.

That places Triodos Bank 2nd of 1,023 companies scored, and 1st of 61 in Financial Services / Banking.

The ten questions

What is Triodos Bank doing well, and where does it fall short?

Strongest on Controversies & Red Flags and Carbon Footprint: Supply Chain (9/10, 8/10). Weakest on Water Impact and Resource Use & Waste (5/10, 6/10).

What's missing

Where Triodos Bank lost points

For each question that lost points, the evidence our public rubric looks for that we didn't find.

What would raise this score

  • Its effect on waterMeasure its water footprint and set reduction targets.
  • How it uses materials and handles wastePublish verified figures for reuse and recycling across the business.
  • Emissions from its own operationsHave its own emissions independently verified and track them over several years.

Every question that lost points

  • Emissions from its own operations7/10Its own emissions aren't independently verified or tracked over several years.
  • Emissions from its supply chain8/10Its Scope 3 emissions aren't fully verified or falling year on year.
  • Whether its emissions are falling7/10No consistent fall over several years across its operations and supply chain.
  • How clean its energy is8/10Its own operations aren't shown to run on 100% renewable energy.
  • Its effect on nature7/10No verified restoration beyond its own footprint, or supply chain not mapped for nature risk.
  • How it uses materials and handles waste6/10No verified figures for reuse and recycling across the business.
  • Its effect on water5/10No measured water footprint with reduction targets.
  • Its climate targets7/10No validated long-term net zero target.
  • How openly it reports8/10No mission-locked structure, such as B Corp certification.

A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.

The calculation

How is Triodos Bank's SINK score calculated?

Same ten questions for every company. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the ten questions, each scored 0 to 10.
72 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 72) = 65.4
Scale penalty
Multiplier based on total emissions. Bigger polluters lose more.
× 1
Final score
Rounded. Leading practice.
65 / 100
Where the evidence comes from

What evidence is Triodos Bank's score based on?

12 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.

75% of them were published by Triodos Bank itself; the rest come from independent sources.

Scored on 9 April 2026 under an earlier version of our method. We're re-checking it under the current method.

[1]Self-reported
Triodos Bank Annual Report 2022 — Environmental Report
2022
Q1Q6
View →
[2]Self-reported
Triodos Bank Annual Report 2024
2024
Q1Q9
View →
[3]Independent source
Holdfast Projects — Green Banks Comparison
Unknown
Q1
View →
[4]Self-reported
Triodos Bank UN PRI Self-Assessment 2023
2023
Q2Q4Q6Q7
View →
[5]Independent source
Carbon Accounting Financials — Triodos Bank PCAF Disclosure
UnknownArchived copy from 2022-05-23: the original link no longer opens for us.
Q2Q9
View →
[6]Self-reported
Triodos Bank Annual Results 2024 — Press Release
2024
Q2Q3
View →
[7]Self-reported
Triodos Bank — Why We Are No Longer Claiming Net Zero
2025
Q3Q8
View →
[8]Public record
Impact Investor — Triodos Leaves Global Climate Alliance
Unknown
Q3
View →
[9]Self-reported
Triodos Bank — 2035 Emission Reduction Targets Validated as Science-Based
2023
Q8
View →
[10]Self-reported
Triodos Investment Management — Climate Strategy
Ongoing
Q8Q10
View →
[11]Self-reported
Triodos Bank Commits to Financing EUR 500 Million in Nature-Based Solutions
2024
Q5
View →
[12]Self-reported
Triodos Investment Management — 2024 Impact Report
2024
Q5Q7
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

For Triodos Bank

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    Triodos Bank: SINK sustainability score 65.

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Triodos Bank in context

How does Triodos Bank compare with other financial services / banking companies?

Triodos Bank is the highest-scoring financial services / banking company we've rated.

Among the 61 major financial services / banking brands we've scored, Triodos Bank sits 1st of 61.

1/61
Triodos Bank's rank
36
Industry average
20
Industry low
65
Industry high
See all 61 in Financial Services / Banking →
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