Recently scored: Dentsu, Omnicom, Publicis Groupe, WPP
Triodos Bank·Financial Services / Banking·Zeist, Netherlands·Founded 1976·Last verified 25 April 2026
65
out of 100
Leading practicePending Review

Triodos is a rare banker with genuine climate substance: 28% financed emissions cuts verified, SBTi-validated near-term targets, and credible refusal of offsets. It left the Net Zero Banking Alliance when standards weakened. Main weaknesses: biodiversity targets only set in 2024, water and circular economy programmes lack public granularity, and executive remuneration is not formally tied to sustainability KPIs.

The calculation

Every score shows its working.

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the 10 rubric questions, scored 0–10 each.
72 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 72) = 65.4
Scale penalty
Multiplier based on absolute emissions volume — physics-first.
× 1
Final score
Rounded. Leading practice.
65 / 100
The ten questions

Where Triodos Bank is strong, and where it isn't.

Strongest on Controversies & Red Flags and Carbon Footprint — Supply Chain (9/10, 8/10). Weakest on Water Impact and Resource Use & Waste (5/10, 6/10).

Where the evidence comes from

Every document used, listed.

17 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

[1]Self-reported
Annual Report 2022 – Environmental Report
2022
Q1Q4Q6
View →
[2]Self-reported
Annual Report 2024 (Spanish edition)
2024
Q1Q9
View →
[3]Third-party verified
Holdfast Projects – Which Green Banks
Unknown
Q1
View →
[4]Self-reported
Annual Report 2023 UNPRB Self-Assessment
2023
Q2Q4Q6Q7
View →
[5]Third-party verified
Carbon Accounting Financials – Triodos Bank PCAF Frontrunner
Unknown
Q2Q9
View →
[6]Self-reported
Annual Results 2024 Press Release
2024
Q2Q3
View →
[7]Self-reported
Why We Are No Longer Claiming Net Zero – Triodos Article
2025
Q3Q8
View →
[8]Public record
Impact Investor – Triodos Leaves NZBA
Unknown
Q3
View →
[9]Self-reported
triodos.com — triodos bank climate nature strategy
Unknown
Q4
View →
[10]Self-reported
Triodos Bank EUR 500m Nature-Based Solutions Commitment
2024
Q5
View →
[11]Self-reported
Impact Report 2024 – Triodos Investment Management
2024
Q5Q7
View →
[12]Self-reported
Finance for Biodiversity Pledge – Triodos Investment Management
2020
Q5
View →
[13]Self-reported
Triodos Bank SBTi Validation – 2035 Targets Press Release
2023
Q8
View →
[14]Self-reported
Triodos Investment Management Climate Strategy
Ongoing
Q8Q10
View →
[15]Self-reported
annual-report-triodos.com — files
Unknown
Q9
View →
[16]Public record
Sustainability Magazine – NZBA Weakening Ambitions
Unknown
Q10
View →
[17]Self-reported
triodos-im.com — insight will finance deliver on climate
Unknown
Q10
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

Triodos Bank in context

Triodos Bank is the highest-scoring financial services / banking company we've rated.

Among the 27 major financial services / banking brands we've scored, Triodos Bank sits 1st of 27.

1/27
Triodos Bank's rank
40
Industry average
23
Industry low
65
Industry high
How this score has moved

Triodos Bank's score over time.

today

Score history begins 9 April 2026.

As Triodos Bank's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Triodos Bank

Triodos Bank, founded 1976, is a Dutch ethical bank offering retail and corporate banking focused on sustainable finance. It refuses fossil fuel lending, discloses 100% of financed emissions via PCAF methodology, and manages €10+ billion in assets. A sector outlier in climate rigour and transparency.

Founded
1976
Headquarters
Zeist, Netherlands
Employees
~1,938
Annual revenue
~€650M
Company website ↗
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