Commerzbank sustainability score: 33/100
Better than 43% of Financial Services / Banking
Making progress starts at 46. The highest score on SINK is 71.
Commerzbank is a German bank headquartered in Frankfurt am Main, serving private, business and corporate clients; its roots go back to 1870. It had about 40,800 employees and €12.2 billion revenues in 2025.
Head office Frankfurt am Main, GermanyStaff ~40,812 (2025)Revenue ~€12.2B revenues (FY2025)Website ↗
Commerzbank has cut emissions from its own banking operations 47% since 2021, but its financed emissions rose 24% in 2025 to about 92 MtCO2e. In 2025 it pushed its coal exit back to 2038 and loosened its gas rules. A German court ruled in 2022 that its subsidiary Commerz Real's klimaVest fund advertising was misleading.
Commerzbank scores 33/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Nobody can pay to change a score, speed it up or hide it. Last verified October 2026.
That places Commerzbank joint 629th of 1,023 companies scored, and joint 33rd of 61 in Financial Services / Banking.
What is Commerzbank doing well, and where does it fall short?
Strongest on Carbon Footprint: Operations and Energy Source (8/10, 7/10). Weakest on Emissions Trajectory and Resource Use & Waste (3/10, 4/10).
Where Commerzbank lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
What would raise this score
- Whether its emissions are fallingShow its emissions are falling.
- How it uses materials and handles wasteReport measurable waste or recycling targets publicly.
- Its effect on waterMeasure its water footprint and set reduction targets.
Every question that lost points
- Emissions from its own operations8/10No verified figures published with their method and a falling trend.
- Emissions from its supply chain6/10No full value-chain map or supplier engagement programme.
- Whether its emissions are falling3/10No evidence its emissions are falling.
- How clean its energy is7/10Less than 90% of its energy shown to be renewable.
- Its effect on nature5/10Its effect on nature isn't measured or independently verified.
- How it uses materials and handles waste4/10No measurable waste or recycling targets reported publicly.
- Its effect on water4/10No measured water footprint with reduction targets.
- Its climate targets6/10No validated long-term net zero target.
- How openly it reports7/10No annual impact report, or no pay linked to climate targets.
- Its record on controversies7/10Points deducted for controversies or its business model. The finding is under question 10.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is Commerzbank's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleWhat evidence is Commerzbank's score based on?
18 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
39% of them were published by Commerzbank itself; the rest come from independent sources.
Commerzbank's financed emissions (about 92 MtCO2e in 2025, Scope 3 Category 15) are the bank's own stated PCAF figure, from pages 68 and 72 of its Group Sustainability Report 2025. They set the size deduction.
11 of 18 sources are independent of the company.
“external review with limited assurance of the disclosures made.”
“Our environmental management system has been certified to ISO 14001 since 2009”
“Commerzbank also acquires CO₂ certificates and retires them”
“Since 2015 Commerzbank AG is operating climate-neutrally in Germany and since 2021 on a worldwide basis.”
“Commerzbank AG commits to reduce absolute scope 1 and scope 2 GHG”
“Disclosures (TCFD) and the Taskforce on Nature-related Financial”
“Commerzbank conducts a comprehensive materiality analysis for biodiversity risks annually since 2022.”
“Allein die Deutsche Bank, ING, die Commerzbank und UniCredit haben im Untersuchungszeitraum über 92 %”
“Commerzbank and Santander have had policies excluding coal finance since 2022, but a loophole means that the policies only apply to new customers”
“Commerzbank is linked to a number of companies and projects that BankTrack considers”
“Scope 1 and Scope 2 emissions (market-related) of 42% by 2030 and 90% by 2040 compared to the base year 2021”
“already around 85 per cent of the financed emissions are covered by the Bank”
“Commerzbank AG has a company-wide target to consume 100% of electricity from renewable sources by 2025 from a baseline of 92.94%”
“Das Landgericht Stuttgart hat einer Klage der Verbraucherzentrale Baden-Württemberg entsprochen”
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How does Commerzbank compare with other financial services / banking companies?
Where Commerzbank sits among financial services / banking peers.
Among the 61 major financial services / banking brands we've scored, Commerzbank is tied =33rd of 61, with 2 others.
Who scores higher in Financial Services / Banking?
The 3 companies in the sector scoring nearest above Commerzbank.
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