Financial Services / Banking

Fannie Mae sustainability score: 21/100

21/100
Significant gaps
58th of 61 in Financial Services / Banking

Better than 5% of Financial Services / Banking

Below expectations starts at 31. The highest score on SINK is 71.

Is this your company? Claim this profile (free)

About Fannie Mae

Fannie Mae is a government-sponsored enterprise that guarantees residential mortgages in the United States, headquartered in the Washington, D.C. region. It had about 7,000 employees and $29.0 billion in FY2025 net revenues, with a guaranty book of about $4.1 trillion.

Head office Washington, DC, United StatesStaff ~7,000 (FY2025)Revenue $28,964M net revenues (FY2025)Website ↗

Read Fannie Mae's own report ↗

Our verdict

Fannie Mae discloses no operational or financed emissions despite guaranteeing $4.1 trillion in mortgages. It published climate reports through 2024 but dismissed its ESG team of more than 30 people in April 2025 following policy reversals. No emissions targets, renewable energy data, or nature strategy exist.

Fannie Mae scores 21/100 (Significant gaps) on SINK's independent climate assessment, scored from public data only. Scores are free. Nobody can pay to change a score, speed it up or hide it. Last verified October 2026.

That places Fannie Mae joint 960th of 1,023 companies scored, and 58th of 61 in Financial Services / Banking.

The ten questions

What is Fannie Mae doing well, and where does it fall short?

Strongest on Controversies & Red Flags and Transparency & Accountability (8/10, 3/10). Weakest on Carbon Footprint: Supply Chain and Carbon Footprint: Operations (0/10, 1/10).

What's missing

Where Fannie Mae lost points

For each question that lost points, the evidence our public rubric looks for that we didn't find.

What would raise this score

  • Emissions from its supply chainAssess where its supply-chain emissions come from.
  • Emissions from its own operationsPublish emissions figures for its own operations, even an estimate from energy bills.
  • Whether its emissions are fallingShow its emissions are falling, even from energy bills or mileage.

Every question that lost points

  • Emissions from its own operations1/10No emissions figures for its own operations, not even an estimate from energy bills.
  • Emissions from its supply chain0/10No assessment of where its supply-chain emissions come from.
  • Whether its emissions are falling1/10No evidence its emissions are falling, not even from energy bills or mileage.
  • How clean its energy is2/10No renewable energy tariff or major efficiency investment shown.
  • Its effect on nature2/10No assessment of its effect on nature, and no basic environmental policy.
  • How it uses materials and handles waste2/10No active waste reduction, reuse or repair shown.
  • Its effect on water2/10No monitoring of water use, or no measures to reduce it.
  • Its climate targets1/10No emissions reduction targets.
  • How openly it reports3/10No published sustainability data, or no one named as responsible for it.

A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.

The calculation

How is Fannie Mae's SINK score calculated?

Same ten questions for every company. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the ten questions, each scored 0 to 10.
22 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 22) = 30.4
Scale penalty
Multiplier based on total emissions. Bigger polluters lose more.
× 0.7
Financed emissions
Banks and insurers that don't publish the emissions of the lending, investment or insurance they finance get a size multiplier of no more than 0.70×. This company publishes no such figure, so the 0.70× floor applies.
Not published (0.70× floor)
Final score
Rounded. Significant gaps.
21 / 100
How this score has moved

Has Fannie Mae's score changed?

Fannie Mae's score has been reviewed 2 times and currently stands where it started, at 21.

02550751002119 October 2026217 November 2026
  1. 21 → 217 November 2026

    Correction, 7 November 2026: removed an unsourced emissions figure. Score unchanged.

  2. Scored 2119 October 2026

    Initial public score 21 (publish-draft)

Where the evidence comes from

What evidence is Fannie Mae's score based on?

8 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.

25% of them were published by Fannie Mae itself; the rest come from independent sources.

[1]Self-reported
2023 Corporate Responsibility & Impact Report

“b) Disclose Scope 1, Scope 2, and, if appropriate, Scope 3 greenhouse gas Not disclosed”

2024
Q1Q2Q3Q5Q7Q8Q9
View →
[2]Self-reported
2022 ESG Report

“b) Disclose Scope 1, Scope 2, and, if appropriate, Scope 3 greenhouse gas (GHG) Not disclosed”

2023
Q1Q2Q4Q6
View →
[3]SEC filing
Form 10-K, Fiscal Year 2025

“approximately 7,000 employees as of December 2025”

2025
Q1Q2Q5Q9
View →
[4]Independent source
ESG Team at Fannie Mae Has Been Terminated

“The environmental, social, and governance (ESG) team at Fannie Mae has reportedly been dismissed in its entirety”

2025
Q8
View →
[5]Independent source
Fannie Mae Closes ESG Department

“has also rolled back various climate initiatives that were launched during the Biden presidency”

2025
Q8Q10
View →
[6]Independent source
Fannie Mae Shuts Down ESG Team

“Fannie Mae has reportedly shut down its roughly 30-person environmental, social and governance team.”

2025
Q9
View →
[7]Independent source
2023 CRI Report Removed

“Recent ESG Report: 2023 (report has been taken down)”

2025
Q9
View →
[8]Independent source
Trump Executive Orders Reshape FHFA Housing Strategy

“The other dismantled dozens of Biden-era initiatives dubbed his”

2025
Q10
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

For Fannie Mae

Is this your company? Claim this profile (free)

Free. Once you confirm, this page says “Profile claimed by Fannie Mae” and we email you when the score changes. Claiming changes nothing about the score. More than one person can claim a company. Privacy

  • Use this score in tenders

    Send the link, or the one-page score sheet. It links back to this page and every source. Free.

    Open the score sheet →
  • Send new evidence, free

    Scored low because little is published? Publish what you do and send us the link, free. If it holds up, your score changes, and the change is logged on your page.

    How to send evidence →
  • Put your score on your website, free

    It shows the current band, sector rank and score, and links to this page, so it changes when the score does.

    Fannie Mae: SINK sustainability score 21.

Track this score

We'll send one email to confirm. Every email has a one-click unsubscribe. Privacy

Bidding for a public contract? Check if you need a Carbon Reduction Plan, free →

We reply within 5 working days.

Want your own page like this?

Free, independent, every source shown. Send it to any buyer who asks about your sustainability.

Score my business free
Fannie Mae in context

How does Fannie Mae compare with other financial services / banking companies?

Where Fannie Mae sits among financial services / banking peers.

Among the 61 major financial services / banking brands we've scored, Fannie Mae sits 58th of 61.

58/61
Fannie Mae's rank
36
Industry average
20
Industry low
65
Industry high
See all 61 in Financial Services / Banking →
THE SUNDAY RUNDOWN

Which companies moved this week, and why.

One email, every Sunday. Score changes, new research, the stories behind the numbers. Free.

We'll send one email to confirm. No spam. Unsubscribe in one click.

Checking a company?

Search free →

Asked to prove you're sustainable?

Get your business scored, free →

Been scored?

Find your page and claim it, free →

Scores are free. Nobody can pay to change a score, speed it up or hide it.