Lion Finance sustainability score: 26/100
Better than 15% of Financial Services / Banking
Below expectations starts at 31. The highest score on SINK is 71.
Limited independent evidence: only two independent sources cover this company. The score may change as more evidence appears.
Lion Finance Group is a FTSE-listed regional banking group headquartered in Tbilisi, Georgia, with operations across Georgia and Armenia. Formed through the 2024 acquisition of Ameriabank, the group manages approximately GEL 60.9 billion in assets across retail, SME, and corporate lending.
More about Lion Finance
It operates as a universal bank with branch networks and digital services.
Head office Tbilisi, GeorgiaStaff ~15,000Revenue ~GEL 4,303MWebsite ↗
Lion Finance Group has documented climate strategy and board oversight, but fails on execution. No quantified emissions reported for operations or financed portfolio despite claims of measurement. Green loans comprise just 4.3% of the book. Without verified data, the company's environmental commitments remain rhetorical.
Lion Finance scores 26/100 (Significant gaps) on SINK's independent climate assessment, scored from public data only. Scores are free. Nobody can pay to change a score, speed it up or hide it. Last verified August 2026.
That places Lion Finance joint 847th of 1,023 companies scored, and joint 51st of 61 in Financial Services / Banking.
What is Lion Finance doing well, and where does it fall short?
Strongest on Controversies & Red Flags and Transparency & Accountability (7/10, 5/10). Weakest on Emissions Trajectory and Carbon Footprint: Operations (1/10, 2/10).
Where Lion Finance lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
What would raise this score
- Whether its emissions are fallingShow its emissions are falling, even from energy bills or mileage.
- Emissions from its own operationsPublish emissions figures for its own operations, even an estimate from energy bills.
- Emissions from its supply chainAssess where its supply-chain emissions come from.
Every question that lost points
- Emissions from its own operations2/10No emissions figures for its own operations, not even an estimate from energy bills.
- Emissions from its supply chain2/10No assessment of where its supply-chain emissions come from.
- Whether its emissions are falling1/10No evidence its emissions are falling, not even from energy bills or mileage.
- How clean its energy is3/10No renewable energy tariff or major efficiency investment shown.
- Its effect on nature3/10No assessment of its effect on nature, and no basic environmental policy.
- How it uses materials and handles waste3/10No active waste reduction, reuse or repair shown.
- Its effect on water4/10No measured water footprint with reduction targets.
- Its climate targets2/10No specific targets with dates.
- How openly it reports5/10No dedicated sustainability role, board oversight or public report.
- Its record on controversies7/10Points deducted for controversies or its business model. The finding is under question 10.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is Lion Finance's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleHas Lion Finance's score changed?
Lion Finance's score has been reviewed 3 times and currently stands where it started, at 26.
- 26 → 267 November 2026
Limited-evidence banner: 2 independent parties once company-published sources are not counted (owner ruling 2026-11-07). Score unchanged.
- 26 → 267 November 2026
Correction, 7 November 2026: removed an unsourced emissions figure. Score unchanged.
- Scored 2629 August 2026
Initial public score 26 (publish-draft)
What evidence is Lion Finance's score based on?
9 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
67% of them were published by Lion Finance itself; the rest come from independent sources.
“committed to monitoring emissions from our own operations (including Scope 1, 2 and 3 emissions, except financed emissions)”
“Principle 6: Reducing Our Operational Carbon Footprint”
“Total outstanding green portfolio is 4.3% (3.7% in 2023 and 3.0% in 2022) of Bank of Georgia's gross loan portfolio.”
“Bank of Georgia Group PLC redefines its Environmental, Social and Governance (ESG) strategy and produces its first Task Force on Climate-related Financial Disclosures (TCFD) report.”
“Assessing and discussing risks with clients, providing green finance, managing GHG emissions and improving our climate-related capacities”
“more than 75% of the electricity generated in Georgia has come from HPPs”
“We recognize the role the Group can play in supporting Georgia's and Armenia's path to a carbon-neutral future”
“Revenue: GEL4,303.3 million (2025); Total assets: GEL60,869.9 million (2025)”
“Lion Finance Group has published a separate 2025 Sustainability Report detailing its ESG strategy and progress”
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How does Lion Finance compare with other financial services / banking companies?
Where Lion Finance sits among financial services / banking peers.
Among the 61 major financial services / banking brands we've scored, Lion Finance is tied =51st of 61, with 1 other.
Who scores higher in Financial Services / Banking?
The 3 companies in the sector scoring nearest above Lion Finance.
Morgan Stanley reports operational emissions with Deloitte review, but publishes financed emissions only for six lending sectors and gives no total.
See the breakdown →Starling Bank reports low operational emissions but excludes financed emissions entirely—the material impact for any lender.
See the breakdown →F&C Investment Trust discloses minimal environmental data despite managing £3bn+ in global equities.
See the breakdown →Which companies moved this week, and why.
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