DNB sustainability score: 30/100
Better than 27% of Financial Services / Banking
Below expectations starts at 31. The highest score on SINK is 71.
DNB is Norway's largest bank, headquartered in Oslo; its legal name is DNB Bank ASA, registered from 2002, and the group's roots go back to 1822. It had about 10,800 full-time staff and NOK 90.6 billion total income in 2025.
Founded 2002Head office Oslo, NorwayStaff ~10,829 (FTE, 2025)Revenue ~NOK 90.6B total income (FY2025)Website ↗
DNB's financed emissions rose 64% in 2025 to 58.5 MtCO2e, partly from an acquisition and new counting methods. Its climate targets are mostly intensity-based and it has no SBTi commitment. NGOs including BankTrack document it as a major lender to Arctic oil and gas, and it rates biodiversity and waste as not material.
DNB scores 30/100 (Significant gaps) on SINK's independent climate assessment, scored from public data only. Scores are free. Nobody can pay to change a score, speed it up or hide it. Last verified October 2026.
That places DNB joint 731st of 1,023 companies scored, and 45th of 61 in Financial Services / Banking.
What is DNB doing well, and where does it fall short?
Strongest on Carbon Footprint: Operations and Controversies & Red Flags (8/10, 8/10). Weakest on Resource Use & Waste and Emissions Trajectory (2/10, 3/10).
Where DNB lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
What would raise this score
- How it uses materials and handles wasteShow active waste reduction, reuse or repair.
- Whether its emissions are fallingShow its emissions are falling.
- Its effect on natureAssess its effect on nature and publish a basic environmental policy.
Every question that lost points
- Emissions from its own operations8/10No verified figures published with their method and a falling trend.
- Emissions from its supply chain6/10No full value-chain map or supplier engagement programme.
- Whether its emissions are falling3/10No evidence its emissions are falling.
- How clean its energy is6/10Less than 90% of its energy shown to be renewable.
- Its effect on nature3/10No assessment of its effect on nature, and no basic environmental policy.
- How it uses materials and handles waste2/10No active waste reduction, reuse or repair shown.
- Its effect on water3/10No monitoring of water use, or no measures to reduce it.
- Its climate targets5/10Its targets aren't science-based or committed to the Science Based Targets initiative.
- How openly it reports7/10No annual impact report, or no pay linked to climate targets.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is DNB's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleWhat evidence is DNB's score based on?
11 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
18% of them were published by DNB itself; the rest come from independent sources.
DNB's financed emissions (about 58.5 MtCO2e in 2025, Scope 3 Category 15) are the bank's own stated PCAF figure, from pages 134 to 136 of its 2025 Annual Report. They set the size deduction.
“The total Scope 1 emissions in 2025 were 58 t CO2e (67 t CO2e in 2024)”
“The DNB Group's Annual Report, including Sustainability report and Pillar 3 report for 2025, are published today”
“The largest financiers were DNB (US$ 3.2 billion), SEB (US$ 2.1 billion), Nordea (US$ 1.3 billion), and Danske Bank (US$ 1.1 billion).”
“DNB is the largest financier of oil”
“DNB, SEB, and Nordea account for 95% of the total loans granted to fossil fuel expanders”
“DNB and Nordea stand out among Nordic banks as the biggest financial supporters of the worst fossil fuel companies”
“questions the credibility of DNB Carnegie's commitment to the green transition”
“DNB is mainly active in providing finance for shipping, the energy sector and the fisheries and seafood industry.”
“DNB partners with non-profit HUB Ocean to strengthen shipping sustainability drive”
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How does DNB compare with other financial services / banking companies?
Where DNB sits among financial services / banking peers.
Among the 61 major financial services / banking brands we've scored, DNB sits 45th of 61.
Who scores higher in Financial Services / Banking?
The 3 companies in the sector scoring nearest above DNB.
Banking on Climate Chaos names JPMorgan Chase the world's largest fossil-fuel financier: $58 billion in 2025, up 12.6%, after it dropped its coal and Arctic exclusions.
See the breakdown →Deutsche Bank's financed emissions are 634 MtCO2e in 2025, now including its clients' Scope 3 emissions and, for the first time, its asset manager DWS.
See the breakdown →Goldman Sachs reports assured operational emissions, but its Scope 1 rose 4% in 2024 and it publishes no financed-emissions total, its main footprint.
See the breakdown →Which companies moved this week, and why.
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