Insurance

Centene sustainability score: 33/100

33/100
Below expectations
13th of 17 in Insurance

Better than 25% of Insurance

Making progress starts at 46. The highest score on SINK is 71.

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About Centene

Centene is a managed-care company headquartered in St. Louis, Missouri, providing Medicaid, Medicare and commercial health insurance through its health plans, with behavioural health and pharmacy services. Organized in 1993, it had about 61,100 employees and $194.8 billion in FY2025 revenue.

Founded 1993Head office St. Louis, Missouri, United StatesStaff ~61,100 (FY2025)Revenue $194,777M total revenues (FY2025)Website ↗

Read Centene's own report ↗

Our verdict

Centene's reported emissions fell from 2.87 Mt in 2019 to 1.17 Mt in 2025, largely because it cut office space by about 80% after moving to hybrid working, and its Scope 3 is estimated from spending rather than supplier data. It has set no climate targets and discloses no renewable electricity purchasing. It publishes no financed emissions for its investment portfolio, and As You Sow reports that its 401(k) plan channels nearly $200 million into oil, coal-fired utilities and agribusinesses linked to deforestation.

Centene scores 33/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Nobody can pay to change a score, speed it up or hide it. Last verified October 2026.

That places Centene joint 629th of 1,023 companies scored, and 13th of 17 in Insurance.

The ten questions

What is Centene doing well, and where does it fall short?

Strongest on Carbon Footprint: Operations and Controversies & Red Flags (8/10, 7/10). Weakest on Energy Source and Water Impact (2/10, 2/10).

What's missing

Where Centene lost points

For each question that lost points, the evidence our public rubric looks for that we didn't find.

What would raise this score

  • How clean its energy isMove to a renewable energy tariff or make a major efficiency investment.
  • Its effect on waterMonitor its water use and take measures to reduce it.
  • Its climate targetsSet specific targets with dates.

Every question that lost points

  • Emissions from its own operations8/10No verified figures published with their method and a falling trend.
  • Emissions from its supply chain5/10Most of its supply-chain (Scope 3) emissions aren't measured.
  • Whether its emissions are falling5/10No evidence of a year-on-year fall in its total emissions.
  • How clean its energy is2/10No renewable energy tariff or major efficiency investment shown.
  • Its effect on nature3/10No assessment of its effect on nature, and no basic environmental policy.
  • How it uses materials and handles waste3/10No active waste reduction, reuse or repair shown.
  • Its effect on water2/10No monitoring of water use, or no measures to reduce it.
  • Its climate targets2/10No specific targets with dates.
  • How openly it reports6/10No annual impact report, or no pay linked to climate targets.
  • Its record on controversies7/10Points deducted for controversies or its business model. The finding is under question 10.

A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.

The calculation

How is Centene's SINK score calculated?

Same ten questions for every company. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Insurance sector ceiling.
55 / 100
Performance score
Sum of the ten questions, each scored 0 to 10.
43 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 55) + (0.7 × 43) = 46.6
Scale penalty
Multiplier based on total emissions. Bigger polluters lose more.
× 0.7
Financed emissions
Banks and insurers that don't publish the emissions of the lending, investment or insurance they finance get a size multiplier of no more than 0.70×. This company publishes no such figure, so the 0.70× floor applies.
Not published (0.70× floor)
Final score
Rounded. Below expectations.
33 / 100
Where the evidence comes from

What evidence is Centene's score based on?

10 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.

30% of them were published by Centene itself; the rest come from independent sources.

[1]Third-party verified
Centene RY2025 GHG Limited Verification Statement

“Scope 1: 9,268 metric tons of CO2 equivalent”

2025
Q1Q4Q9
View →
[2]Self-reported
TCFD Index 2026

“Scope 2 GHG emissions (market-based)2 90,236 38,671 37,551”

2026
Q1Q2Q3Q4Q6Q7Q8Q9
View →
[3]Self-reported
Centene Corporate Responsibility 2025

“We have also worked to assess vendors through sustainability questionnaires”

2025
Q2Q3Q4Q5Q6Q7Q8Q9
View →
[4]SEC filing
SEC Form 10-K FY2025

“Corporate Debt Securities”

2025
Q2
View →
[5]SEC filing
Shareholder Exempt Solicitation on Fossil Fuels in Retirement Plans

“has not set targets for continuing progress in the near term or reaching net zero in the long term.”

2025
Q2Q4Q8
View →
[6]Independent source
As You Sow: Healthy Planet, Healthy Portfolio — Centene Retirement Plan Campaign

“Nearly $200 million of employee savings are being funneled into oil, coal-fired utilities, and agribusinesses involved in deforestation.”

2025
Q5Q10
View →
[7]Independent source
PRI Collaboration Platform: Centene Shareholder Engagement
Ongoing
Q5Q10
View →
[8]Self-reported
Centene Political Activity Report (July–Dec 2023)

“Medicaid Health Plans of America”

2023
Q10
View →
[9]Independent source
Governance Intelligence: Science-based climate goals proposal attracts support at Centene (web.archive.org copy, 20 July 2025)

“Voting at Centene Corporation’s recent AGM has shown significant investor support for a proposal asking the Fortune 500 healthcare company to set science-based goals for tackling climate change and adopt a transition plan”

2024-05-20
Q8
View →
[10]
collaborate.unpri.org
Q8
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

For Centene

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    Centene: SINK sustainability score 33.

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Centene in context

How does Centene compare with other insurance companies?

Where Centene sits among insurance peers.

Among the 17 major insurance brands we've scored, Centene sits 13th of 17.

13/17
Centene's rank
38
Industry average
30
Industry low
55
Industry high
See all 17 in Insurance →
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